Beltone Holding (“Beltone” or the “Company”), one of the fastest growing financial institutions, announces its consolidated financial and operational results for the fiscal year ending 31 December, 2025, Invest-Gate reports.

Strong Financial Performance and Revenue Growth

FY2025 Key Highlights:
EGP12.8 bn
Total Operating
Revenue
+73% YoY
EGP2.5 bn
Net Profit Before Tax
from Recurring
Operations
+33% YoY
EGP1.3 bn
Net Profit After Tax
& Minority Interest
(21% YoY)
EGP38.6 bn
Total Lending
Portfolio
+45% YoY
Beltone continued its growth trajectory during FY2025 achieving an increase of 73% Year-on-Year (“YoY”) in consolidated operating revenue to record EGP12.8 billion.

Net profit before tax from recurring operations excluding the impact of foreign exchange, non-recurring expenses, and impairment of assets held for sale amounted to EGP2.5 billion in FY2025, translating into a growth of 33% YoY, compared to EGP1.9 billion during the previous year.

Net profit after tax and minority interest stood at EGP1.3 billion in FY2025, a decrease of 21% YoY, largely impacted by foreign exchange losses that resulted from a USD long position.

Expansion of Lending Portfolio and Operational Strength

Total lending portfolio increased by 45% YoY to record EGP38.6 billion, compared to EGP26.7 billion during the previous year, driven by strong performance across all lending businesses and continued innovation in financing solutions tailored to the evolving clients’ needs.

The securities brokerage market share reached 5% by end of FY2025, up from 4.4% during the previous year, fuelled by a stronger market position and the significant increase in active brokerage clients with executions recording EGP136 billion during FY2025.

On the asset management front, Beltone Asset Management maintained its leading position as Egypt’s largest non-bank affiliated asset manager with Assets Under Management reaching a new record high of EGP39.2 billion during FY2025, achieving a growth of 74% YoY.

seven, Beltone’s consumer finance arm, delivered a solid performance across the board, supported by strategic digital enhancements, the relaunch of Buy Now Pay Later products, exclusive and strategic partnerships, complemented by the rollout of new automotive loan programs. seven’s outstanding portfolio grew by 41% YoY to reach EGP6.2 billion during FY2025.

Strategic Transactions and Regional Expansion

In February 2025, Beltone acquired 100% of Sodic Securitization Company, strengthening its debt capital markets proposition. During FY2025, it successfully closed five securitization issuances with total value of EGP6.4 billion, including two transactions worth EGP3.3 billion for the leasing & factoring, and the mortgage finance arms.

In April 2025, Beltone Holding successfully concluded a landmark EGP10.5 billion capital increase, the largest cash capital increase in the EGX’s history.

The Company secured USD300 million shareholder loan, which reflects the majority shareholder’s unwavering confidence in Beltone’s growth trajectory, reinforcing its continued support, further strengthening the company’s financial position and accelerating its future growth plans.

In December 2025, Beltone acquired 100% of Lumen Aegis Enterprises SPV RSC LTD from the majority shareholder, further supporting the Company’s regional expansion plans.

During 4Q2025, Beltone Venture Capital realized its first regional exit and third overall exit since its inception, by successfully divesting its stake in Cathedis, Morocco’s leading last mile delivery company, and generating an IRR of 100% in less than one year.