Record Net Profit and Strong Financial Performance
Arab Bank Group achieved strong financial performance for the year ending December 31, 2025, reporting a net profit after tax of USD 1.13 billion, up from USD 1.007 billion in 2024, reflecting a growth of 12%. The Group’s equity position stood at USD 13.2 billion at year-end, demonstrating financial stability and resilience.
Growth Across Key Business Segments and Markets
The impressive results were driven by growth across multiple business segments and geographic markets, leveraging the Group’s core strengths and sustainable growth strategy. Operating revenue increased by 6% to USD 3.6 billion. Loans grew by 8% to USD 41.2 billion, pushing total assets up by 10% to USD 78.2 billion, while customer deposits rose by 10% to USD 57.2 billion.
Strategic Expansion and Market Diversification
Based on this performance, the Board of Directors recommended distributing 40% cash dividends to shareholders.
Commenting on the results, Mr. Sabih Masri, Chairman of the Board, said:
“Building on Arab Bank’s long track record of achievements, the Group delivered outstanding results in 2025.
Growth in operating profits across regions reflects sustainable returns for shareholders, supported by diversification of business activities, products, services, and revenue streams.”
Mr. Masri added that Arab Bank Iraq officially commenced operations in 2025, highlighting the promising potential in the Iraqi market.
Refreshed Brand Identity and Digital Transformation
Mr. Masri also noted the launch of the Bank’s refreshed brand identity in 2025, describing it as a milestone in its journey. While firmly rooted in a legacy dating back to 1930, the new brand represents a confident, digital-focused step forward—simpler, bolder, and aimed at connecting with younger generations. The refreshed identity reinforces Arab Bank’s position as a modern, dynamic, and digitally empowered institution, ready to meet evolving customer needs.
Robust Risk Management and Strong Capital Position
Ms. Randa Sadik, CEO, emphasized that the Bank’s strong 2025 performance was driven by diversified income sources, disciplined cost and risk management, and sustainable growth in net operating profit.
Key financial highlights include:
Non-performing loans coverage ratio exceeding 100%
Loan-to-deposit ratio at 72%
Capital adequacy ratio of 17% under Basel III standards
High liquidity levels and a strong capital base
The Bank is advancing digital transformation, gradually embedding artificial intelligence in its operating model to deliver personalized, efficient customer experiences while mitigating operational risks.
Recognition and Awards
Arab Bank received the “Best Bank in the Middle East 2025” award from Global Finance magazine, underscoring its leadership position in the regional banking sector.
Shareholder Returns: 40% Cash Dividends
The Board’s recommendation of 40% cash dividends highlights Arab Bank’s commitment to rewarding shareholders, reflecting both strong financial performance and sustainable growth.
Note: The Bank’s 2025 financial statements are subject to approval by the Central Bank of Jordan.