Arab Bank Group achieved positive results during the first half of 2026, with net profit after tax reaching USD 570.9 million compared to USD 535.3 million as of 30 June 2025, recording a growth of 7%. The Group also maintained a strong financial position, with total equity reaching USD 13.5 billion, Invest-Gate reports.

Growth in Assets, Loans, and Customer Deposits

The Group’s total assets increased to USD 80.3 billion, recording a growth of 7% compared to the first half of the previous year. The loan portfolio increased by 6% to reach USD 42.1 billion compared to USD 39.8 billion in the first half of the previous year. Customer deposits also increased by 6% to reach USD 58.8 billion compared to USD 55.3 billion in the first half of the previous year.

Chairman’s Statement

Commenting on the results, Mr. Sabih Masri, Chairman of the Board of Directors of Arab Bank, said: “The positive results achieved by Arab Bank Group during the first half of 2026 confirm the strength of the Group’s strategic approach and the flexibility it adopts in dealing with the developments and changes taking place in the region.” He also stressed the Group management’s commitment to continuously monitoring the fast changing regional developments, while ensuring business continuity, maintaining a strong balance sheet, and delivering strong and sustainable returns to its shareholders.

Expanding Presence Across Regional Markets

Masri also pointed out that the Bank continues to develop and strengthen its presence in the markets where it operates, especially in regions witnessing positive developments and promising investment opportunities. This includes reactivating the Bank’s presence in the Syrian market, launching the Islamic window in the Algerian market, and the strong performance achieved by the Bank in the Iraqi market, in addition to strengthening wealth management and private banking services through Arab Bank Switzerland.

CEO’s Statement

Ms. Randa Sadik, Chief Executive Officer of Arab Bank, explained that during the first half of the current year, the Bank continued to achieve growth in its core operating performance. She noted that the Bank recorded a 3% growth in total income, driven by the strong growth in fee and commission income despite the regional and global economic challenges. Sadik also pointed out that the Group maintained solid balance sheet growth of 7%, reflecting the Group’s continued focus on strengthening its financial position and maintaining sustainable growth.

Credit Quality and Digital Transformation

Sadik confirmed that the Bank continues to maintain the quality of its credit portfolio and the stability of non performing loan ratios, with non performing loan provisions coverage exceeding 100% excluding collateral value. The Group also maintained high liquidity levels, with the loans-to-deposits ratio reaching 72%. In addition, the Group maintained a Basel III capital adequacy ratio of 17.3%, which is higher than the minimum requirement set by the Central Bank of Jordan.

Sadik also pointed out that the Bank continues to adopt global best practices in digital transformation and to introduce innovative digital products and services that meet customers’ needs and provide outstanding service across different sectors and markets.

Best Bank in the Middle East Award

It is worth mentioning that the New York-based Global Finance magazine awarded Arab Bank the “Best Bank in the Middle East 2026” award in recognition of the Bank’s leading position in the banking sector across the region.