Arab Bank Group reported solid results for the first quarter of 2025 (Q1 2025), with a 7% increase in net income after tax, reaching $271 mn compared to $252.8 mn as of March 31, 2024, Invest-Gate reports.
The Group maintained a strong capital base with total equity of $12.1 bn.
The Group’s assets grew by 6% to reach $72.7 bn, loans increased by 5% to $39.1 bn, and deposits rose by 7% to $53.2 bn.
Mr. Sabih Masri, Chairman of Arab Bank Group, stated that the bank’s Q1 2025 results were strong despite global economic conditions and geopolitical developments. He attributed the bank’s robust performance to its diversified and agile business model, supported by a broad regional footprint—particularly across the GCC region.
Masri underscored the bank’s solid capital position, high-quality assets, ample liquidity, and prudent risk management framework as key pillars of its efficient operating model. He reiterated his confidence in the bank’s ability to continue delivering strong and sustainable returns to shareholders, citing its forward-looking vision and well-integrated institutional strategy.
Ms. Randa Sadik, Chief Executive Officer of Arab Bank Group, remarked that the bank delivered robust results during Q1 2025 due to its resilience and consistent performance while maintaining a strong balance sheet. The bank’s revenues grew by 4%, driven by sustainable growth in its business.
Sadik added that the Group’s liquidity and asset quality remain solid, with a loan-to-deposit ratio of 74% and credit provisions against non-performing loans exceeding 100%. Arab Bank Group maintains a strong capital base that is predominantly composed of common equity, with a capital adequacy ratio of 17.2%.
Sadik also commented on the bank’s significant strides in digital transformation and innovation, aimed at enhancing customer experience and delivering value to shareholders. These efforts underscore the Group’s commitment to remaining at the forefront of digital innovation in the financial sector.
It is worth mentioning that Arab Bank has recently unveiled its refreshed brand identity, a bold step forward that reflects its enduring legacy and ambitious vision as a leading financial institution in the MENA region, committed to empowering its customers and communities to achieve their aspirations.